mcm is trying to collect on a credit card that i paid off 9months ago. ccs services had the debit of 1500 dollars and i paid them monthly. then my wife got a settelment and central credit services accepted 632 dollars and call the debt paid. no 9 mos later they are saying i still owe them the credit card 800 dollars but ca settle for 600 dollars.but i asked them why they waited 9 mos to contact me and they avoid the question. so now i they call 4 to 5 times a day. but it is funny when i call the credit card company they say they have no record of this they are scamers. my next step is to file complaint with the ftc