In my opinion these bottom feeders are absolutely the *** of the earth. They keep sending me bills from a debt I made 29 YEARS AGO you heard right 29 years ago. I also filed bankruptcy and included this bill due to a divorce, When you call these disgusting people they talk down to you tell you don't know your rights and on and on. Do yourself a favor if these creeps are harassing you with mailed bill wipe your bottom with them. There are Statutes of Limitations. Again bottom feeders.