I received a text message asking to contact a number concerning a debt action...The caller had all of my personal data and claimed I never paid back a loan years ago to a company I'd never heard of. I pulled up my bank statements (thank God my bank offers statement back ten years!), and showed no such deposit on the date they indicated, or months before and after. They swore it was legitimate and stated my employer at the time was the Air Force, which I joined in 2010-only I RETIRED from the Air Force 25 years ago! After relaying this info to them, they said I must have been a victim of a compromise (of course I was, like most people), and said they'd write it off as a victim of identity theft. First thing to remember, if you have been at the same address, active in your shopping and banking, and some company comes along many years later seeking money, they are fake. They are hoping you have no recall or documentation to check and the amount is low enough that scared old ladies will pay quickly just because they assume they or their deceased spouse forgot and older people believe in paying their debts. These scammers should be buried under the jail.