I have paid in full for 24 weeks, and have not been able to use a single week. They told me that it was transferable and I can sell this package anytime. When I called last time and wanted to cancel, they said the service is due and they have no process for you to sell this package. They have an office, but when you call, no one picks up. As someone mentioned they always wants husband and wife together and wants to sell this dream vacation. They offer gifts and free vacation for the first time, if you ate smart you could get a similar price for the same vacation, may be it will cost you little extra, but you would not be stuck with a white elephant like this one. I have been taken for a ride. Please stay away from these people. Thanks