We didn't have credit issue My husband seen they had a jeep so we stopped.Test drive it my husband noticed that front fender had been replaced I asked to see the carfax Was told by the sales person It was a clean carfax.We just went to trade ot in because car was nothing but problems they pulled the car fax which said car had been in 2 major accidents both times airbags deployed.Cant believe hiw this guy just looked right in my face and lied like that never again..