They had a ncaa tournament insurance and its all fake. You will not get anything back. I bet on the top seeds and lost and was expecting 100 dollars back in my account and it never happend. 100 dollars is not much compared to what I bet but its just that they are lying about all the promotions. User's recommendation: Stay away wait until gambling is legal in California. They steal from people in California because we have no way to report them since it’s illegal.