Contacted Clear Spring twice to make sure they were having my monthly premium deducted from my Social Security account. I was assured that is how it's set-up. Then in July I received a bill for 8 months - obviously they have never set-up deductions from my SS account. Attempted to log onto their website and there is no way to login. Worst ever! I'll be changing my plan ASAP!!Run User's recommendation: Run away, don't just walk, cheap isn't always better!