I tried to send money through western Union to a friend and they locked my account,then froze my account with my retirement and $1400 stimulus money for The Asecurity reasons. BS,the customer service dept is a joke,little insignificant people ,rude,talk over you,ask for a supervisor, put you in hold for ever.. I am coming out of retirement to put together another business,wouldn't hire these people to clean my urinals. User's recommendation: Absolutely not.This is happening to Veterans with there deposits, I'm a vet,,and I despise companies taking advantage of not only our veterans but many people that live from month to month,on govt benefits Netspend uses,a hook,get your deposits2 or 3 days earlier, than a legitimat bank,,like my Wells Fargo account which social security and the I R S will be getting my account information Monday morning,