Since February 2014 Franklin first financial is being getting over $ 1100.00 in tax breaks from the star school exemption program in Nassau county. However, Franklin keept raising my monthly mortgage payments due to"escrow shortage" while my insurance premium was getting lower and the county taxes stayed the same. Franklin first financial is committing frauds by refusing to give the home owners credit for the star exemption school tax while pocketing the money. All Nassau county and Suffolk county home owners should file a class action lawsuit against Franklin first financial