If you hear the name Molina Insurance run don't ever take this insurance the worse customer service reps rude,uncompassionate, and not knowledgeable people to deal with you may die waiting for them to approve any tests or procedures if you file a grievance with the company they say they will contact you with in seven business days you never hear from them again wont fill prescriptions ordered by your physician the company has no business being in business rated the worst insurance in the market place User's recommendation: dont purchase it they should not even get a 1 star rating.