two friends and anyone who will listen I have a vehicle through CarHop UAC financing we ran into some serious problems and we got a little bit behind my wife called to make a payment what she got paid unfortunately the payment was for $308 unfortunately they took it out too early and my bank returned it so she called them back I told them that a payment would be made on the 14th day of February on the 14th day of February I went in and I made a payment $280.56 I checked my bank on the 15th February and again they took out over $300 this is not the first time that UAC has done this their interest rates are way too high almost predatory their vehicles are not that good I have a 2009 Flex I haven't driven it in 6 months because of transmission problems which they were supposed to have fixed but instead of putting in a new transmission they put in a used one but I still have the same problem I will never again deal with CarHop I did I would advise anybody not to deal with that because one way or another they will screw you