Ford credit wants to do 2 credit checks on me same day because the first one was done for a new vehicle and the second one for lease take over. I tried to speak to a manager who has a usable brain explaining that if you are approved for 60G credit, there is no reason whatsoever to do another credit check for 7G lease takeover but no luck. The manager is as bureaucratically close minded as the staff. Not to mention that they dictate that i have to go to the dealer who initiated the lease to sign the credit app in ink, wait a week then go back again to sign transfer documents. and when explained that the dealer is 1.5 hours away from where i live & they will have the app to process, so no difference which dealer is submitting it. I got the same zero IQ mentality.