I have bought a truck used cnac made all my payments cosigned for my wife that came from over seas past two months covid caught up with us her bring off work we used up our savings and got behind on some bills.we are ten months from having it paid off.these *** sucks don't give two *** rude and ruthless *** so best not to use these *** wipes they are rip off constantly User's recommendation: don't use cnac lets put them out of bussiness.