I was a customer of Two River community Bank for 10 years. Apparently they were bought out by ocean first so are accounts were transferred during the pandemic. Ocean First was recently bought by another large conglomerate bank. I deposited a check for $15000 on Thursday July 31. I wrote checks out of the account the following Tuesday and mailed payments on Thursday the checks started to come into the bank. Although I have been a customer for 10 years and the check was a local check they decide to hold my deposit for 5 days and then charged me 300 for over draft User's recommendation: Do not use this bank unless you want to be robbed.