As a busy bankruptcy law firm focusing on solutions for mortgage issues, we were well aware of the 2012 changes in the HAMP programs, as well as the implications of the National Mortgage Settlement. We were already faced with the challenges of providing accurate and critical data when facing opposing counsel in court, and the new programs only added layers of complexity. We are just loving the REST Report! We've had several approvals come back within 30 days of hitting U/W status and few files (previously declined) where the approval came back within 30 days of resubmitting the whole file! Can't say enough great things about the report. I even got an approval on an FHA file where the home owner was 20 months past due. Thank you for making this invaluable resource available to us.