I never knew about the benefits of debit cards, and my friends all told me to go for it. I planned a visit to this bank to just figure out whether the debit was fit for my needs, and I received even more. The reps introduced me to all possible pitfalls and pros which I never knew of before. What I love is that I avoid HIGH interests annually like it used to be with my credit card. Secondly, I am really into rewards for my purchases. I can redeem all my earned points for shopping, and travelling. Finally, the bank has an interesting feature of ID theft protection. I receive immediate alerts whenever some transactions seem suspicious to the bank. Fortunately, my data is always safe but I know that if there is any issue, the reps would definitely notify me of them and prevent them.