I HAVE BEEN SILLY ENOUGH TO TAKE OUT A SAVINGS PLAN WITH MARK HOWARTH AND DAI BILLINGTON OF REGENCY ASSET MANAGEMENT HERE IN KOREA. THEY PROMISED ME THE WORLD, YET I HAVEN'T SEEN THEM SINCE I STARTED THE PLAN 2 YEARS AGO. DOBLE GLAZING SALESMEN AND *** RIGHT BLOODY LIARS !!! BRITISH EMBASSY - BOLLOCKS. DID YOU USED TO ADVISE AT THE EMBASSY DAI BILLINGTON ? I AM SURE THEY WOULD LOVE TO HEAR THAT WHAT YOU'RE DOING NOW IS ILLEGAL. YET YOU USE THEIR NAME. IN THE UK YOU WOULD BE STRUNG UP. IRONICALLY I USED TO WORK IN CHINA WHERE WE RECEIVED CALLS REGULARLY FROM FINANCIAL COMPANIES - WHY DID I REFUSE THEM ? AT LEAST THEY WERE PROPER COMPANIES. WHAT IS REGENCY EXACTLY, THEY DON'T EVEN HAVE A PROPER WEBSITE