This is the 2nd time I have had the account I use for autopay. Obviously IMMEDIATELY MY BANK (NAVY FEDERAL CREDIT UNION) shuts down the account. ROFO does not give me time to notify them of the new account number or notify me so I could make good on the charge before hiring some shyster debt collector to harass me for payment. If they bothered to check they would see the account was valid on the day of the charge. User's recommendation: to future customers: If this happens to you TOUGH YOU WILL HAVE A SHYSTER DEBT COLLECTOR HARASSING YOU TOO SINCE YOU WILL NOT EVEN KNOW THE CHARGE FAILED TO CLEAR UNTIL YOU ARE HARASSED.