In June we cancelled our boat insurance as we had sold the boat. I have tried to get my refund ever since then. I have made 7 phone calls. I finally received a check dated August 16, 2021 in the amount of $45.40. I deposited the check the following day. I just received a notice from my bank that you had put a stop payment on the check. Now I do not have my return and I owe my bank $5.00. I called yesterday and I was told you would not refund me $5.00 because it was my fault for depositing the check. I am so thankful I never had to file a claim with you during the time we owned the boat as I am sure you would never have paid us. You were recommended by USAA. I am contacting them to tell them what I have been through.