I was going to pay the phone off within 90 days but, still have to pay 60 dollars a week to pricey!!!!!!!!!!!!!!!!!!!!!!!!!!!! You mighty well go to Verizon!!!!! I will not tell no one about this I think this bogus most definitely interest rate over a thousand dollars really paying over two thousand for a phone cant chose the phone you want because it got to be highest plan it is just for you to get the major discount User's recommendation: Please read into this.