I was going through a divorce and my credit was trashed. This company promised me that I could find a pre-foreclosure property for little or no money down and very small payments. I signed up, followed all the instructions, and four months later had no response at all. I called customer service and was told I could request a refund if I sent a certified letter explaining why I was requesting the refund. I sent the letter, but heard nothing for three months. I called customer service and was told they never received my certified letter, so I sent another one. The second letter went unanswered for FIVE MONTHS before it was returned and stamped "Mailbox Abandoned." After some internet research, I learned that owner Michael Davenport has been arrested for fraud, so now I'm hoping there is some sort of class-action lawsuit that will allow for the chance of recouping at least some of the $199 I paid.