I am retired and frequently complete surveys on Ask Me Surveys while waiting for my wife for us to go out o diner. To date I have earned pay outs frequently and upon contacting Ask Me Surveys have been told that it takes 4 to 6 weeks to receive payment. Currently I have a $50.00 credit approved on 01/03/13 that I am still waiting to be sent to Pay Pal for my use. I basically enjoy the site and surveys, but 4 to 6 weeks for payment it a bit much in our 21st century computer age.