I am a hardworking married woman raising our 4 children... I am driving to work this morning - I get a call... bluetooth on - I answer it. She then proceeds to tell me that I took out a loan for $350.00 and I am being charged on 4 counts of fraud.. that a police officer is on his way to come an arrest me. At that point I pulled over... shaking with anger - I asked her where she was calling from... she wouldnt give me the name of the company - I asked her when did I take this loan out? she wouldnt even give me an exact date of when I so called took this loan out - she said some time in 2009... I told her that if this is a debt that I owe I am more than happy to pay it but I have never gotten anything in the mail regarding this issue... she stated that she emailed me - first of all if you owe money and they are trying to get that back they will not send an email... its called certified letter!!! Its called you have to go through Civil Court and go through the proper channels to sue anyone - these people need to get a clue and if they are living in the USA try reading our rights... then maybe you would know that what your doing by calling and harrassing hardworking people is against the Federal Law - I was yelling at her telling her to let the cops come an arrest me that I have rights... and bring the media too so they can know what you all are doing. Beware DO NOT GIVE THEM YOUR CREDIT CARD INFORMATION - THIS IS A SCAM!! if you truly owe a debt they dont collect a debt like this - I just spoke with the Edmonds Police Dept of Washington and he stated that police DO NOT come and arrest you for oweing a debt - its a CIVIL MATTER... she then transfers me to an Unit Officer Tom Obrien mind you with an Middle Eastern accent.. doesnt he know Obrien is an Irish last name? what an idiot - anyhow begins to tell me that I owe this I need to pay my debt that I am irresponsible and worthless... he then proceeds to tell me that the Police will be coming to get me soon - LOL They called me at work and left a horrible message... they called me on my cell numerous times from [protected] which is I think San Francisco area then he gives me an [protected] a North Carolina - I am pissed! I cannot believe people can do this - there needs to be a law against this sort of thing... its not right that people can call and harrass a hard working person like this - look if I owe a debt I will pay it - give me the documentation to prove this but if you dont have a date for me or information all you scammers can go * (F*^*^&^%) yourself!!