We had home equity line through State Farm Ins. They sold off the loans to Specialized Loan Services We paid off home equity within a few months. Paid what was stated but there was an added $.03 along the way. We kept getting late dues. I called how to just get out of it. I then received letters stating my account was delinquent. I got a bill for $55.03. $25.00 late fee, 3 cents owed, and $30.00 recording fee. want $30.00. recording. StSfee. also also think User's recommendation: Stay away from this company.