I called insight months ago to have my card cancelled and was told that it would be cancelled. I received a statement in the mail saying I am being charged 1,50 for a card I never asked for and never applied for. A check cashing place in ocean springs Ms issued the card to me for a temporary payment of a portion of my paycheck. They didn't have enough cash on hand. I was given the insight card until the following Monday. thetathhad was User's recommendation: If you want the card its a good thing. If you try to cancel the card it not easy.