Standard bank unfair debt collecting procedure by allowing number of collectors to deal with one client.These collectors do not even update you when handing over to their client whilst he keeps on charging interest on you as a consumer.Secondly these collectors do not subtract whatever you are paying to them from the initial loan.I feel Standard bank has taken advantage of me by letting me repay a R20000 loan for a period of almost 5yrs by charging me interest whilst their collectors does the same.Although I am not familiar with the consumer act yet but I believe this is totally illegal.