Advisor traded securites without my knowledge and lost money during a raging bull market. She lied consistently and steered me into other garbage "investments " that lost money but earned her a huge commission. Notjing but a common criminal who belongs in prison. The only positive from the experience is I now no longer trust ANYONE with my money other than yours trurly so now I manage my own portfolio. I encourage everyone to do the same. Find an online brokerage firm and invest in a low cost index fund. Vanguard and others have several that will fit your needs. No advisor fees, no custodial fees, no 25 dollar trades, no mystery fees, no lies and no games. It's easy and anyone can do it.