I am a fairly new Real Estate Broker - NOT dumb, just new. Please NEVER Use Epage or MoneyTree. They are either one and the same or sisters. I was contacted by MoneyTree first; promised viable, current (60 days or less), credit approved customers that were 60% of the way done and needed a Realtor; I was the lucky one - right! From MoneyTree I could have all the leads at once or I could have about 4 per week. As long as I was in good standing (meaning paid up for the month) with the company I would continue to get replacement leads for ANY reason. Good thing for me this only cost me $200; then I was contacted by "Chris Haddock" of Epage listings. He completely understood my apprehension (I explained by experience with MoneyTree). He sported one guarantee after the other and always referred to his "professional clients that have been with them for years". So after being hounded with calls every 5 minutes insisting we needed to do this RIGHT NOW, I said I needed a copy of the contract he wanted me to sign as well as REFERENCES... He stuttered and stammered, talked in circles and finally said he would provide them if I called them immediately. That wasn't going to happen and I said so but that I would check them out in the morning. His references: REFERENCE #1 *** Norlune The Money House (401) 461-**** Google search and reverse look up showed: First, this is probably another sister to "MoneyTree" and "Epage" Second, this is supposedly a Mortgage Company the address is a residence in Providence RI The company has no website and there is nothing more than little tidbits that he may do mortgages. REFERENCE #2 Tony Carcoza Coldwell (Coldwell what? But this was to be his company) (818) [hum 818 hum] 949-**** This is out of Pasadena Ca, which is interesting because Pasadena hasn't had 818 as an area code for over 10 years. reverse look up showed it was a land line either unpublished or not available Now this is a company and a Realtor to boot; wouldn't you want people to be able to find you if you were a REAL company? Searching the name I found NOTHING! REFERENCE #3 Anatole Murha (734) 414-**** No company name reverse look up: unpublished; land line out of Plymouth, Michigan Name search: NOTHING! DO not let these good-for-nothing waste of skin outfits take your hard earned money! They sit around in boiler rooms; cold calling in these hard times trying to get a bite and when they do you can hear cheering in the background - like the raunchy car sales man's bell. Spend 25 minutes on EVERY company that contacts you to make sure they haven't stole from someone else and are waiting to reach you when times are tough and you'll take the chance on a bet - and they will make you fold. IF YOU ARE involved and they have your credit card number - CANCEL it IMMEDIATELY! Never use your bank card; ONLY use (if you have to try it) your respected Credit Card company that protects YOU the consumer against FRAUDS! Please HELP ME and our FELLOW companions in the same shared fields to PASS the word; FIGHT the fight; REPORT to as many as possible. Contact me at: sellingidahonow@***.com and we, together, can alert every potential victim. Send these companies names to your local MLS boards or the Commissioner in your state - As an individual, you can reach many; as a FORCE we can PROTECT many! Join me and contact me at the email above and we will drive these scabs into the abyss!