THE ACCOUNT WAS CLOSED AND PAID IF FULL IN JANUARY 2021 I RECEIVED A BILL FOR 10, THEN 29 DOLLARS, CALLED AND SPOKE TO A GUY WHO WAS TRYING TO CONVINCE ME TO KEEP MY CARD, I FIRMLY TOLD HIM NO, AND AS FOR THE BALANCE I DID NOT OWE ANYTHING AND HE CONFIRMED THAT THE BALANCE WOULD BE REMOVED AND MY ACCT (CREDIT onE caRD ) WOULD BE CLOSED, IT SHOWED UP ON MY CREDIT FILE AS OPEN AND BALANCE OF 29.00 YOU HAVE NO SCRUPLES, AND NO ETHICS FOR FOLLOWING THE CODE OF MAINTAIN A FINANCIAL INSTITUTE. You're A JOKE, BUT I AM NOT LAUGHING. I DO NOT OWE YOU A dime.!!! User's recommendation: DO NOT DO IT, THEY ARE NO HONEST IN ANY WAY.