i purchased a flight ticket using kotak bank credit card which got aborted by the vendor after making the payment, I have a mail from the vendor saying they have refunded the amount to the bank but I have been following up with the bank for last 2 months and now they are saying I am liable to make a payment and they wont be refunding the amount. in short they are stealing my money. pathetic service and please don't open any account in kotak bank and don't get into any transaction with the bank..