Go somewhere else, like Wawanesa. They cancelled my insurance because of a communication error about the transfer of my plates from Ontario to Quebec. I forwarded them the proof that it was done, and they said "we didn't get it, there are other forms of communication blah blah blah...." THE LADY Laurence TOLD ME TO E-MAIL THE PROOF!!! Anyway, the customer service is ridiculous, and now I will likely have to pay higher premiums somewhere else because of them. Go somewhere else!!!