Like many I was laid off at the beginning of COVID-19 and contacted Indigo to file a claim with the insurance they recommended and that I paid a premium each month. My other cards, the more legit cards needed no information. Indigo needed signatures from employers, unemployment records, document after document and still did not cover the 6 months of payments they promised to. So, this means they will get $0. Sure it will be on my credit report, IDGAF. User's recommendation: It's a gamble, I would definitely not get the credit protect insurance fraud.