Most people are offended when someone calls them regarding a debt. I noticed most reviews are based on customers being angry because they are behind and receiving calls. My experience with Receivables Performance Management is they’re willing to work with you in every way possible. They understand people fall on hard times and that is where they come in. They are calling to help you get out of the situation you’re in. They are willing to work out low payment arrangements, if you give them a chance you'd be very impressed. They also support the entire community from schools, to hospitals, museums, local businesses etc. They also give generously to various organizations. They give their hours of time and monetary gifts year after year. They are huge philanthropists and have blessed so many. Give them a chance. I honestly don't know what the community would do without them. I wish all collection agencies were as giving and helpful as Receivables Performance Management.