I was was a manager for BCR for several years and there structure is set up to call as many consumers as possible as many times a day as possible. Not only do they harass the consumer but they report false payments to there clients.They do this to collect money from there clients before that money has been truly collected. If you are getting calls for BCR please contact my company and we will sue them on your behalf for free. 800 beacon.com 1-80*-346-****. This is not a scam. I am unwilling to allow BCR to continue to bully and harass the everyday consumer. There clients need to know what they are doing and consumers need to hit them where it hurts and that is in the pocket book. Let me help you.