If you think of going for this bank, it may be either the best deal or a total nightmare, like a lottery. Based on my experience, my account has never faced downtime or issues. Meanwhile, my wife who has her company experienced her closed account several times. Normally, banks should notify about the reasons behind such a closure but she tried to call the bank and they could not provide her with any legit answers. I would totally recommend this bank for those who just want to open a deposit. If you are an entrepreneur and want a business account, there might be some issues. Nevertheless, before choosing the bank, overlook both pros and cons instead of trusting only poor-rated feedback. Maybe, you will be more lucky.