I signed up for something I regret all day long! From the start even til now A-Z TERRIBLE BANK From the start it has been a nightmare. When I needed 2 prove my good standing they only offered a generic pdf that was typed on word... No letterhead. I have major problems with bill pay. Getting on my app is a nightmare contant problems. Customer Service under trained. My account locked many times User's recommendation: This account will take 3 weeks just to open! Dont Do It... Run!