Avoid Ian Hayel also known as Iyad Hayel. If you want to loose your money go ahead, I had bad experiences from this guy just an average adviser. Just be careful, not all financial adviser or prefect some make their money from commissions so no sale no commission. Most of these overseas companies target and prey on the expat to cash in so always do your homework and look for the best company with a good long history in the business that will look after your money.