Invested 16k in an ira. I initially wanted just a basic Index Fund. He used a Salesman Spiel 2 convince me to let him invest . Result: if I had put it in the index I wanted, I would have had 25000+ . Instead I now have 14000--a loss during four years when the market was consistently up. I closed the account with him $165 lost in closure fees and annual fees not to mention 200 other annual fees 40 per year for 4 years plus the 40 closing all together $325 in fees in addition to the 2000 lost bad deal do not go with LPL. I think they are salesmen and not Investment Advisors.