I am very disappointed with L.L.Bean corporation. I truly like their products - but am very upset at the way they handle their potential credit card customers. They don't have the incentives (free shipping, free monograming, etc) for customers who pay their bills and credit cards off monthly, owe no one, etc... I applied for the L.L.Bean Visa Card but was turned down (of course, no one contacted me to tell me this, I had to call and e-mail quite a few times before I got any answers - after over two months). I was turned down because I have no debt. I do charge quite a bit, but since I pay off those charges every month, I am not eligible for a new credit card which offers great benefits to those whom owe money and pay lots of interest on their charge cards. I think this is very unfair and totally unreasonable to punish those of us who pay our bills, like quality products, and can budget our salaries! Why can't L.L.Bean have some sort of account where people like me can order and get benefits like those who like to be in debt?