These guys will not honor your policy, they will deny claims after the fact, even after they tell you it's a covered repair. When you try to complain they ignore you and hang up. And they charge a cancellation fee if you are dissatisfied with their service. You are better off not having coverage, saving up your premiums and paying for the repairs yourself. Even after unsubscribing many times and reporting their emails as spam, they find ways around the filters and keep flooding my inbox with spam. This is a very unscrupulous company, BUYER BEWARE!