Obviously, no one is responsible for my debt other than myself. I have made it very clear to all debt collectors that as soon as I have a stable job, and $5K in savings I will consolidate my debt and start paying it off. In the meantime, it just isn't feasible. Last time I tried I ended up on food stamps. I'm young. Be patient, you'll get your money. However, that won't stop Lance from calling and harassing every person I'm linked to in any way. I just think it's hilarious that despite having my number, he continues harassing my family, friends, coworkers, and former bosses. It can't possibly be legal, but it doesn't bother me none. I hope one day soon one of them files a complaint. Hey Lance! Call me! 510.545.3151