I subscribed to their publication (Outstanding Investments) with a full 1 yr $49 'money back guarantee if I was not satisfied with the product. I wasn't & notified them of that fact & requested the promised refund. Yet, to date they have never sent it, even though I have repeatedly sent them copies of their promised guaranteed. This company publishes numerous other financial advisory products & is a marketer of riping off the public via not abiding by its own promises to the consumer. In my opinion, this company also needs to be investigated for fraudulent business practices & deceptive advertising.