This Bank Evolve bank and trust is the worst to do business with. I have been trying to refinance my house with this bank and after they told me that i would have no problem refinancing and after they asked me to pay 350.00 dollars for an appraisal and an additional 80.00 dollars for a payoff fee to my current mortgage company, at the end they are unable to refinace my property and right now I am out all this money and not very happy.