Well, I don't know about ELITE being a scam or a sham company myself. My partner and I worked on a funding program in October of 2007. They took a bit longer to the funding in place that had promised, but we did receive $370,000. in funds and around $240,000. in credit cards. Personally, we would recommend the services of ELITE. We have never heard of Jim Ferilli or ELITE Corporate Funding. We dealt with Adam Walsh at ELITE Corporate Credit. We never heard of anyone who got "shagged" by the people at ELITE. We sent $12,000. to ELITE and in December we received our funds. Barry Wellington Bright Way Investments