Last year I was sick of the TV commercials peddling Medicare gap insurance. This year, I'm even sicker of direct mailings to my home address by these same bottom feeders (average several per day) peddling Medicare gap insurance; you see, I will be 65 this year and they are pouncing on me like vultures on a corpse. They get empty business reply envelopes in return and have to pay 52 cents...Find some way to toleratin User's recommendation: Find some fun way to tolerate these bottom feeders.