I was told I had an overage when i made a payment now they have put my credit card on hold for 7-10 days. This is not a good way of doing business. If you are over the credit then dont let us use it .. They are not a good company to deal with . Now I try to post this and it says it is too short and it wont get noticed. What a poor company to work with I would say DONT GET AN OLD NAVY CREDIT CARD