Update by user Jul 20, 2021 and i just couldnt go any furter because they wanted me to get a ebay card for insurance i9i never have heard ebay had life insurance Original review posted by user Jul 20, 2021 well to get this loan u hav to bu7y a insurance to pay in case u die to another company. But to get policy i had to go purchase a 200 ebay card. i havent the foggiest why i thought i was buying insurance to get a 1500 dollar loan. well after calling around i did not find one good comment or review how ever u want to look at it so i did not take the chance of losing 200 dollars enjoy the day because i am lol User's recommendation: dont hav anything else to do with them.