So I tried equifaxe's "free credit report" thing online. Well come to find out it is not free and they fraudulently enrolled me into the monthly service! Anyway for these people to get money.. Do not do it!! I was on hold for 45 minutes the lady that came on said that she is going to be refunding my account the 16.95 within 72 hours so we will see if they are actually telling the truth about that!