Discovery of waste of money and misguided expectations. Do this before you commit to Car Shield, check with all the repair facilities in your area to see who accepts CarShield. That is the first problem you will have, most run because they are afraid they won't get paid. Maybe the coverage is good for the "few" things that will apply. Basically, to my findings, unless the engine blows up or the transmission fails, strictly these parts and not things associated with them, then you are on your own. User's recommendation: You will trade-in the vehicle falling apart for other things before you reach a value point.