I bought $50 vanilla master card for poker and for the first time it was declined, and I did not get my refund from the store. What a waste of time and paying activation fee. When I called 1800 number they told me that I can get my money back except the activation fee of $4.95, but when I went to the store the owner said no. What a rip off. I am very disappointed and this is a very bad business for them. User's recommendation: don't buy it, it will be a waste paying the $4.95 the activation fee.